“Martin forwarded the overdue notices to Liberty, writing on one in pen ‘… I CANNOT deal with this stress and fight cancer. You say you are a ministry and want to help people. THEN HELP!!!’ Martin died in July 2022 at age 63. Liberty never settled the bills that she had begged them to pay. What Martin didn’t know when she joined Liberty was that she was sending her money to members of a family with a long and well-documented history of fraud. For generations, members of the Beers family of Canton, Ohio, have used Christian faith to sell health coverage to more than a hundred thousand people like Martin. Instead they delivered pain, debt and financial ruin …”—”A Christian Health Nonprofit Saddled Thousands With Debt as It Built a Family Empire Including a Pot Farm, a Bank and an Airline. Despite a history of fraud, one family has thrived in the regulatory no man’s land of health care sharing ministries, where insurance commissioners can’t investigate, federal agencies turn a blind eye and prosecutors reach paltry settlements.”